Experience the Credit Union Difference

Current Lending Promotions


3.99% APR*

Visa Credit Card Balance Transfer

*APR=Annual Percentage Rate. 3.99%APR offer applies only to balance transfers from other financial institutions and retail store cards to SELCCU VISA® cards during the period of January 15- February 28, 2019. Offer is not available for cash advances or purchases and the SELCCU VISA® card cannot be over limit or delinquent for this offer. Balances transferred during this period will remain at 3.99% until the balance transfer amount is paid in full. If the SELCCU Visa® becomes delinquent, the balance transfer balance rate will revert to your standard rate. Minimum payments posted will be applied first to balances with lower APRs, this means balances with higher APRs are not reduced until balances with lower APRs are paid in full. Minimum payments are 2.5% of the outstanding balance as of the statement closing date. Refer to your original VISA disclosures for all terms, conditions and payment allocations. Apply or request a balance transfer in person, online at selccu.org or call 800-451-6315. New SELCCU VISA® cards require an application and are subject to approval. Membership required.


2.99% APR*


*Annual Percentage Rate. Fixed rate on all new and used vehicles, model year 2016 and newer. Rates are determined by product, term, creditworthiness and subject to approval.  To qualify for 2.99% APR, credit score must be 690 or higher with terms up to 72 months. To qualify for 3.99% APR, credit score must be 650-689 with terms up to 72 months.  Sample monthly payment at 2.99%, 72-month term, is $15.19 per $1000 financed.  Sample monthly payment at 3.99%, 72-month term, is $15.65 per $1000 financed. Member(s) must be pre-approved before purchase to receive promotional rate. Promotional rates only apply to purchases and refinances from other financial institutions. Other rates and terms available. Relationship discounts and Visa point redemption are not available on promotional rates. Rates and terms are subject to change without notice. Promotion is effective February 15- March 31, 2019. Apply in person, through SELCCU Online (www.selccu.org) or call 440-324-3400 / 800-451-6315.