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Experience the Credit Union Difference

Loan Rate Discounts

Dollar Bill Icon   Loan Rate Discounts

Did you know SELCCU offers a discount on loan rates just for having or using our other products? You may be able to reduce your rate up to 0.50%* by doing two of the following:

  • Set up Direct Deposit of your full paycheck into your Share Draft Account.
  • Set up automatic loan payments from your Share Draft Account.
  • Maintain a balance of $5,000 or more in your Share Savings Account.
  • Refinance any vehicle loan or personal loan from another financial institution.

To get pre-qualified for a new loan or to refinance a loan from another financial institution:

  • Call our Loan Department at 440-324-3400 / 800-451-6315
  • Log into your Online Banking portal and apply online
  • Stop in one of our Branch Locations with the proper loan documentation

* Excludes real estate, home equity loans/lines of credit, credit cards, indirect auto loans and internal refinances. Rate discount cannot go below the floor rate. Some restrictions may apply during promotions.