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Experience the Credit Union Difference

Loan Rates

Line graph icon All rates are subject to change without notice.

For further information about applicable fees and terms, please call 440-324-3400 / 800-451-6315 and ask to speak with a Financial Services Representative.

All new loans require application and credit approval. Rates are determined by product, term and credit worthiness. Rates and terms are subject to change without notice and membership is required.


Caution IconRates Effective: August 1, 2019


 

Auto/Motorcycle Loans

Fixed Rate A.P.R. ♦ ■ As low as 2.20%*
   **Promotional Rate 8/15/2019-9/31/2019

 


RV/Boat/Other Vehicle Loans

Fixed Rate A.P.R. ♦ ■ As low as 5.09%*
   

Personal Loan/Vacation

Fixed Rate A.P.R. ♦ ■ As low as 8.25%**
   

100% Share Secured Loan

Fixed Rate A.P.R. ♦ ■ As low as 4.09%*
 Rate dependent on account held as collateral.

Home Equity Line of Credit (HELOC)

Variable Rate A.P.R. ♦ ■ As low as 5.25%*
Term of Loan up to 120 months
 This Home Equity Line of Credit Rate is based on the Prime Rate, as quoted in The Wall Street Journal on the last business day of the month.

Home Equity Loan

Fixed Rate A.P.R. ♦ ■ As low as 6.25%*
Term of Loan up to 120 months

Refinanced Mortgages (0pts)

Term of Loan Fixed Rate A.P.R. ♦ ■
 15 Years As low as 4.99%*
10 Years As low as 4.74%*
5 Years As low as 4.49%*

 VISA® Credit Card (No Annual Fee)

Platinum Fixed Rate A.P.R. ♦ ■
  As low as 8.90%*

 

♦ A.P.R. = Annual Percentage Rate
■ = Rates are determined by loan amount, age of collateral, term and personal credit history.

*All loans are simple interest loans.  All rates are subject to change without notice. There is no penalty for early pay-off. Member Relationship Discounts are available, please contact us for more information. Rates are determined by loan amount, age of collateral, term and personal credit history.

**Annual Percentage Rate. Fixed rate on all new and used vehicles, model year 2016 and newer. Rates are determined by product, term, creditworthiness and subject to approval.  To qualify for 2.20% APR, credit score must be 690 or higher with terms up to 72 months. To qualify for 3.20% APR, credit score must be 650-689 with terms up to 72 months.  Sample monthly payment at 2.20%, 72-month term, is $14.85 per $1000 financed.  Sample monthly payment at 3.20%, 72-month term, is $15.29 per $1000 financed. Member(s) must be pre-approved before purchase to receive promotional rate. Promotional rates only apply to purchases and refinances from other financial institutions. Other rates and terms available. Relationship discounts and Visa point redemption are not available on promotional rates. Rates and terms are subject to change without notice. Promotion is effective August 15- September 30, 2019. Apply in person, through SELCCU Online (www.selccu.org) or call 440-324-3400 / 800-451-6315.