Rates Effective: December 1, 2019
All rates are subject to change without notice. For further information about applicable fees and terms, please call 440-324-3400 or 800-451-6315.
Type
|
A.P.Y.
|
Dividend Rate
|
Min. Deposit
|
Compounding |
|
Roth / Traditional ♥ ♣
(Share Savings)
|
0.15% |
0.15% |
$5 |
Quarterly |
|
Maturity dates N/A.
|
|
|
|
|
| Account |
Price Range 1 |
Price Range 2 |
Price Range 3 |
| Regular MMIA |
$2,500-$24,999 |
$25,000-$49,999 |
$50,000+ |
| M3 MMIA |
$250-$24,999 |
$25,000-$49,999 |
$50,000+ |
| A.P.Y. |
Dividend Rate |
A.P.Y. |
Dividend Rate |
A.P.Y. |
Dividend Rate |
| 0.45% |
0.45% |
0.55% |
0.55% |
0.75% |
0.75% |
| No maturity date(s). Dividends compound monthly. |
| Account Balance |
$500-$24,999 |
$25,000-$49,999 |
$50,000-$74,999 |
$75,000-$99,999 |
$100,000+ |
| Monthly Plan |
A.P.Y. |
Dividend
Rate |
A.P.Y. |
Dividend
Rate |
A.P.Y. |
Dividend
Rate |
A.P.Y. |
Dividend
Rate |
A.P.Y. |
Dividend
Rate |
|
6 month
|
0.85%
|
0.85%
|
0.90%
|
0.90%
|
0.95%
|
0.95%
|
1.00%
|
1.00%
|
1.05%
|
1.05%
|
|
12 month *Promo 11/1/19-12/31/19
|
2.10%
|
2.08%
|
2.10%
|
2.08%
|
2.10%
|
2.08%
|
2.10%
|
2.08%
|
2.10%
|
2.08%
|
|
18 month
|
1.06%
|
1.05%
|
1.11%
|
1.10%
|
1.16%
|
1.15%
|
1.21%
|
1.20%
|
1.26%
|
1.25% |
|
24 month
|
1.11%
|
1.10%
|
1.16%
|
1.55%
|
1.21%
|
1.20%
|
1.26%
|
1.25%
|
1.31%
|
1.30%
|
| |
|
|
|
|
|
|
|
|
|
|
30 month
|
1.16%
|
1.15%
|
1.21%
|
1.20%
|
1.26%
|
1.25%
|
1.31%
|
1.30%
|
1.36%
|
1.35%
|
| |
|
|
|
|
|
|
|
|
|
|
| |
|
Dividends compound monthly.
|
| |
| |
| A.P.Y.* |
Dividend Rate |
Maturity |
Min. Deposit
|
Compounding |
| 0.50% |
0.50% |
24 months |
$250 |
Monthly |
| A.P.Y.* |
Dividend Rate |
Maturity |
Min. Deposit
|
Compounding |
| 0.40% |
0.40% |
18 months |
$5 |
Quarterly |
● = Up to three-month dividend penalty for early withdrawal prior to maturity
■ = Dividend computed on daily balance over $50
♥ = Dividend computed on daily balance
♣ = Variable rate, can change quarterly
♠ = Variable rate, can changed weekly
♦= Fixed rate of maturity
*A.P.Y. = Annual Percentage Yield
Note: A.P.Y. assumes dividends remain in the account until maturity and that a withdrawal will reduce earnings.
Note: All Share Certificate and MMIA dividends compound monthly.
Note: All rates are subject to change without notice.
PROMOTIONAL RATES- *MINIMUM DEPOSIT OF $500 IS REQUIRED. ACCOUNT IS SUBJECT TO A PENALTY FOR EARLY WITHDRAWALS. VISA POINT REDEMPTION NOT APPLICABLE WITH THE PROMOTIONAL RATE. PROMOTIONAL RATE VALID November-December 2019