Merry Christmas from our family to yours!  SELCCU offices will close at 1 pm on Tuesday, December 24 and be closed on Wednesday, December 25. You can still access your account through online banking. Have a wonderful holiday season.

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Experience the Credit Union Difference

Savings Rates

Rates Effective: December 1, 2019

 All rates are subject to change without notice. For further information about applicable fees and terms, please call 440-324-3400 or 800-451-6315.

Type

A.P.Y.*

Dividend Rate

Min. Deposit

Compounding

Share Savings ■ ♣
Share / Escrow

0.10%

0.10%

$5

Quarterly

Clubs ■ ♣
Vacation / Christmas

0.10%

0.10%

$5

Quarterly

Secure Checking ■ ♣

0.025%

0.025%

$25

Monthly

Secure Young Adult Checking ■ ♣

0.025%

0.025%

$25

Monthly

Secure Plus Checking ■ ♣

0.025%

0.025%

$25

Monthly

Maturity dates N/A.          

Individual Retirement Account (IRA)

Type
A.P.Y.
Dividend Rate
Min. Deposit
Compounding

Roth / Traditional ♥ ♣
(Share Savings)

0.15% 0.15% $5 Quarterly

Maturity dates N/A.

       

 


Money Marketing Investment Account (MMIA) ■ ♠

Account Price Range 1 Price Range 2 Price Range 3
Regular MMIA $2,500-$24,999 $25,000-$49,999 $50,000+
M3 MMIA $250-$24,999 $25,000-$49,999 $50,000+
A.P.Y. Dividend Rate A.P.Y. Dividend Rate A.P.Y. Dividend Rate
0.45% 0.45% 0.55% 0.55% 0.75% 0.75%
No maturity date(s). Dividends compound monthly.

Share Certificates ● ♥ ♦

Account Balance $500-$24,999 $25,000-$49,999 $50,000-$74,999 $75,000-$99,999 $100,000+
Monthly Plan A.P.Y. Dividend
Rate
A.P.Y. Dividend
Rate
A.P.Y. Dividend
Rate
A.P.Y. Dividend
Rate
A.P.Y. Dividend
Rate

6 month

0.85%

0.85%

0.90%

0.90%

0.95%

0.95%

1.00%

1.00%

1.05%

1.05%

12 month *Promo 11/1/19-12/31/19

2.10%

2.08%

2.10%

2.08%

2.10%

2.08%

2.10%

2.08%

2.10%

2.08%

 18 month  

1.06%

1.05%

1.11%

1.10%

1.16%

1.15% 

1.21% 

1.20% 

1.26% 

1.25% 

24 month

1.11%

1.10%

1.16%

1.55%

1.21%

1.20%

1.26%

1.25%

1.31%

1.30%

                     

30 month

1.16%

1.15%

1.21%

1.20%

1.26%

1.25%

1.31%

1.30%

1.36%

1.35%

                     
 

Dividends compound monthly.

 
 

Youth Add-On Share Certificate ● ♥ ♦

A.P.Y.* Dividend Rate Maturity Min. Deposit
Compounding
0.50% 0.50% 24 months $250 Monthly

 

Coverdell Education Account ● ♥ ♣

A.P.Y.* Dividend Rate Maturity Min. Deposit
Compounding
0.40% 0.40% 18 months $5 Quarterly

● = Up to three-month dividend penalty for early withdrawal prior to maturity
■ = Dividend computed on daily balance over $50
♥ = Dividend computed on daily balance
♣ = Variable rate, can change quarterly
♠ = Variable rate, can changed weekly
♦= Fixed rate of maturity
 
 
*A.P.Y. = Annual Percentage Yield
Note: A.P.Y. assumes dividends remain in the account until maturity and that a withdrawal will reduce earnings.
Note: All Share Certificate and MMIA dividends compound monthly.
Note: All rates are subject to change without notice.
 
PROMOTIONAL RATES- *MINIMUM DEPOSIT OF $500 IS REQUIRED. ACCOUNT IS SUBJECT TO A PENALTY FOR EARLY WITHDRAWALS. VISA POINT REDEMPTION NOT APPLICABLE WITH THE PROMOTIONAL RATE. PROMOTIONAL RATE VALID November-December 2019