| |
|
| |
 |
|
Effective Date:
May 7, 2008 |
|
|
|
All
rates are subject to change
without notice. |
|
For further information
about applicable fees
and terms, please call
440-324-3400 or 800-451-6315. |
|
| Savings
■
♣ |
A.P.Y. |
Rate |
Maturity |
Minimum
Deposit |
Compounding
|
| Share, Escrow |
1.00% |
1.00% |
N/A |
$5 |
Quarterly
|
| Clubs
■ ♣ |
A.P.Y. |
Rate |
Maturity |
Minimum
Deposit |
Compounding
|
| Vacation,
Christmas |
1.00% |
1.00% |
N/A |
$5 |
Quarterly
|
| Checking
♣ |
A.P.Y. |
Rate |
Maturity |
Minimum
Deposit |
Compounding
|
| All Checking
Accounts |
0.25% |
0.25% |
N/A |
$25 |
Monthly |
|
Money Market
Investment Account
■ ♠ |
|
Money
Market Investment Accounts have no maturity |
| |
|
|
|
|
Regular MMIA |
$2,500-$24,999 |
$25,000-$49,999 |
$50,000+ |
|
Club Fly |
$250-$24,999 |
$25,000-$49,999 |
$50,000+ |
| |
A.P.Y. |
Dividend Rate |
A.P.Y. |
Dividend Rate |
A.P.Y. |
Dividend Rate |
| |
1.90% |
1.88% |
2.00% |
1.98% |
2.10% |
2.08% |
|
IRAs |
A.P.Y. |
Dividend Rate |
Maturity |
Minimum
Deposit |
Compounding
|
| Coverdell Education ● ♥ ♣ |
3.00% |
2.97% |
18 mos. |
$5 |
Quarterly
|
|
Roth, Traditional |
2.02% |
2.00% |
VIRMM♣ |
$5 |
Quarterly
|
| |
2.75% |
2.72% |
12 mos.♦ |
$500
|
Quarterly
|
| |
3.00% |
2.97% |
18 mos.♣ |
$5 |
Quarterly |
Youth Add-On
Certificate
● ♥
♦ |
A.P.Y. |
Dividend Rate |
Maturity |
Minimum
Deposit |
Compounding
|
| |
2.60% |
2.57% |
24 mos. |
$250 |
Monthly |
|
Prime
Advantage members - add .25% to a 12 month or longer share
certificate. |
|
Certificates
● ♥
♦
Prime
Advantage members - add .25% to a 12 month or longer share certificate. |
| |
$500-
$24,999 |
$25,000-
$49,999 |
$50,000-
$74,999 |
$75,000-
$99,999 |
$100,00 + |
A.P.Y. |
Dividend Rate |
A.P.Y. |
Dividend Rate |
A.P.Y. |
Dividend Rate |
A.P.Y. |
Dividend Rate |
A.P.Y. |
Dividend Rate |
| 6
mos. |
2.15% |
2.08% |
2.15% |
2.13% |
2.20% |
2.18% |
2.25% |
2.23% |
2.30% |
2.28% |
| 12
mos. |
2.25% |
2.23% |
2.30% |
2.28% |
2.35% |
2.32% |
2.40% |
2.37% |
2.45% |
2.42% |
| 18
mos. |
2.40% |
2.37% |
2.45% |
2.42% |
2.50% |
2.47% |
2.55% |
2.52% |
2.60% |
2.57% |
| 24
mos. |
2.60% |
2.57% |
2.65% |
2.62% |
2.70% |
2.67% |
2.75% |
2.72% |
2.80% |
2.77% |
| 30
mos. |
2.70% |
2.67% |
2.75% |
2.72% |
2.80% |
2.77% |
2.85% |
2.81% |
2.90% |
2.86% |
| ● |
= |
Up to 3 month dividend
penalty for early withdrawal prior to maturity |
| ■ |
= |
Dividend computed on
daily balance over $50 |
| ♥ |
= |
Dividend computed on
daily balance |
| ♣ |
= |
Variable rate, can
change quarterly |
| ♠ |
= |
Variable rate, can
changed weekly |
| ♦ |
= |
Fixed rate of maturity |
| Rate =
Dividend Rate |
| A.P.Y. = Annual Percentage
Yield |
| Note: |
A.P.Y. assumes dividends remain in the
account until maturity and that a withdrawal will reduce earnings. |
| Note: |
All Share Certificate dividends
compound monthly. |
| Note: |
All rates are subject to change without
notice.
|
|
