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Effective Date:
September 1, 2008 |
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All
rates are subject to change
without notice. |
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For further information
about applicable fees
and terms, please call
440-324-3400 or 800-451-6315. |
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| Automobiles |
Variable
Rate |
Fixed
Rate |
Term of
Loan |
NEW Cars /
Trucks
2007 & Newer |
4.25% |
5.25% |
up to 66
months |
NEW Cars / Trucks
$30,000 + |
4.25% |
5.25% |
up to 72
months |
USED Cars /
Trucks
2005-2007 |
5.25% |
5.75% |
up to 60
months |
USED Cars / Trucks
2002-2004 |
5.25% |
5.75% |
up to 48
months |
USED Cars / Trucks
2001 & Older |
|
7.00% |
up to 36
months |
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| Recreational Vehicles |
Variable
Rate |
Fixed
Rate |
Term of
Loan |
| RV's 2004 & Newer |
5.75% |
|
up to 180
months |
| RV's 2004 & Newer |
|
6.50% - 7.25% |
up to 60
months |
| RV's 2003 &
Older |
6.00% |
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| RV's 2003 &
Older |
|
7.25% |
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Miscellaneous Loans |
Variable
Rate |
Fixed
Rate |
Term of
Loan |
| Non-titled
Collateral (Furniture,
Computers, etc.) |
|
12.50% |
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| ATV and Jet Skis |
|
7.50% |
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| Continuing Education |
|
8.00% |
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| Signature
Loans |
|
13.50% |
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| Club FLY
Loan |
|
13.50% |
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| Share
Secured Loan |
Variable
Rate |
Fixed
Rate |
Term of
Loan |
| 50% Share
Secured |
|
7.50% |
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| Club FLY 50%
Share Secured |
|
7.50% |
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| 100% Share
Secured |
|
5.00% |
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| Club FLY
100% Share Secured |
|
5.00% |
|
Visa Credit
Card
(No Annual Fee) |
Variable
Rate |
Fixed
Rate |
Term of
Loan |
| Classic |
11.50% |
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| Club FLY
Visa |
11.50% |
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| Gold |
8.90% |
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| Home Equity |
Variable
Rate |
Fixed
Rate |
Term of
Loan |
| Home Equity Line of Credit |
|
|
80% LTV
up to 120
months |
| Home Equity Line of Credit |
|
|
90% LTV
up to 120
months |
| Home Equity
Loan |
|
|
up to 120
months |
| Home Improvements |
|
8.00% |
up to 48
months |
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| Refinanced
Mortgages |
Fixed
Rate |
Points |
Annual Percentage Rate |
| Fifteen Years |
5.75% |
0 |
5.750% APR |
| Ten Years |
5.25% |
0 |
5.250% APR |
| Five Years |
5.00% |
0 |
5.000% APR |
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Notes: |
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A.P.R. = Annual
Percentage Rate |
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All loans are
simple interest loans. |
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All Rates are
subject to change without notice. |
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There is no
penalty for early payoff. |
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* This Home Equity
Line of Credit is based on the Prime Rate, as quoted in The Wall
Street Journal on the last working day of the month. |
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** This Home
Equity Line of Credit is based on the Prime Rate plus 1%. |
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***This Home
Equity Line of Credit is based on the Prime Rate plus 1.75%. |
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****Rates are
determined by loan amount, term, and personal credit history.
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