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Experience the Credit Union Difference

Loan Documentation

All Loans:

Copy of recent paystub from each applicant (may not be required if you have your whole net pay direct deposited to your SELCCU account.)


Vehicle/R.V./Boat Loans:

  • If buying from dealer: 
    • Buyer's order/purchase agreement
    • Name/phone of insurance agent
  • If buying from an individual or refinancing from another institution:
    • Year/make/model
    • Vehicle I.D. number
    • Mileage
    • Name/phone of insurance agent
    • If buying from an individual:
      • Current lien-holder information, if applicable
      • Name of seller
    • Or If refinancing:
      • Statement/payoff information from current loan

15-/10-/5-YearTerm First Mortgage Refinance/Equity Loan:

  • Statement from current first and/or second mortgage loan(s)
  • Homeowner's insurance declaration page
  • First Mortgages- a completed FNMA 1003 paper application, provided by our Financial Services Representative
  • Original copies of your most recent 2 years W-2’s

20-/30-Year Term First Mortgage/Purchase (MyCUMortgage):

Use the following checklist to be sure that you provide everything you may need to help make your loan application an easy, hassle-free experience:

  • Copy of Photo ID
  • Paystubs for the last 30 days
  • Original copies of your most recent 2 years W-2’s
  • If you have a rental property provide your most recent 2 years tax returns with all schedules and current rental agreement
  • If you are self-employed or receive a 1099, provide your most recent 2 years tax returns with all schedules and a year-to- date profit and loss statement and balance sheet
  • If you own 25% or more of a corporation, provide the most recent 2 years corporate tax returns with all schedules and a year-to-date profit and loss statement and balance sheet
  • If you are commissioned, provide your most recent 2 years tax returns with all schedules and year-to-date employee business expenses
  • Last 2 months’ bank statement for all accounts, all pages, including blank pages
  • Most recent retirement or 401k statements, all pages, including blank pages
  • If divorced, all papers including marital termination agreement & final decree (signed nd recorded by the court)
  • Original certificate of eligibility and DD 214 (VA loans only)
  • Information on Real Estate you currently own - Copy of your current mortgage statement or Tax bill and Insurance Declarations Page (if not paid through escrow)
  • Purchase Contract (for the purchase of your new home – Be sure dates you are committing to are realistic)
  • Sales Contract (if you are selling your present home)
  • Certified copy of the closing statement (if you have already sold your home)