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Experience the Credit Union Difference

Loan Rates

Line graph icon All rates are subject to change without notice.

For further information about applicable fees and terms, please call 440-324-3400 / 800-451-6315 and ask to speak with a Financial Services Representative.

All new loans require application and credit approval. Rates are determined by product, term and credit worthiness. Rates and terms are subject to change without notice and membership is required.


Caution IconRates Effective: February 15, 2018
All loans are simple interest loans.
All rates are subject to change without notice.
There is no penalty for early pay-off.
Member Relationship Discounts are available, please contact us for more information.
Rates are determined by loan amount, term and personal credit history.


 

Auto/Motorcycle Loans

Pre-Approved/Refinance Promo  A.P.R.♦ ■ As low as 2.18%**
  *Model Years 2015 & Newer
Fixed Rate A.P.R. ♦ ■ As low as 3.84%*
  *Model Years 2011 & Newer

**Annual Percentage Rate. Fixed rate on all new and used vehicles, model year 2015 and newer. To qualify for 2.18% APR., credit score must be 650 or higher with terms up to 72 months. Sample monthly payment at 2.18%, 72-month term is $14.83 per $1000 financed. Other rates and terms available. Promotional rates only apply to purchases on pre-approved loan applications and refinances from other financial institutions. Member(s) must be pre-approved before purchase to receive promotional rate. Rates are determined by product, term, creditworthiness and subject to approval. Relationship discounts are not available during promotional rate. Rates and terms are subject to change without notice. Promotion is effective February 15-March 31. Apply in person, through SELCCU Online (www.selccu.org) or call 440-3243400 / 800-451-6315.


RV/Boat/Other Vehicle Loans

Fixed Rate A.P.R. ♦ ■ As low as 4.84%*
  *Model Years 2011 & Newer

Personal Loan

Fixed Rate A.P.R. ♦ ■ As low as 7.95%
   

100% Share Secured Loan

Fixed Rate A.P.R. ♦ ■ As low as 3.74%*
 *Rate dependent on account held as collateral.

Home Equity Line of Credit

Variable Rate A.P.R. ♦ ■ As low as 4.50%*
Term of Loan up to 120 months
 *This Home Equity Line of Credit Rate is based on the Prime Rate, as quoted in The Wall Street Journal on the last business day of the month.

Home Equity Loan

Fixed Rate A.P.R. ♦ ■ As low as 5.50%
Term of Loan up to 120 months

Refinanced Mortgages (0pts)

Term of Loan Fixed Rate A.P.R. ♦ ■
 15 Years As low as 4.00%
10 Years As low as 3.75%
5 Years As low as 3.50%

 VISA® Credit Card (No Annual Fee)

Platinum Fixed Rate A.P.R. ♦ ■
  As low as 8.90%

 

♦ A.P.R. = Annual Percentage Rate
■ = Rates are determined by loan amount, term and personal credit history.