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Address |
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340 Griswold Road
Elyria, OH 44035 |
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Office Phone Numbers |
Main Office
440-324-3400 |
Toll Free
800-451-6315 |
Fax
440-324-3292 |
Touch-Tone Teller
440-324-2445
800-850-4539 |
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Lost/Stolen Cards |
ATM & Visa® Check
Card
800-523-4175 |
Visa®
Credit Card
800-991-4961 |
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Visa® Gift or
Travel Card |
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866-496-6183 |
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May 2008
Click here to view the
newsletter in .pdf format.
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Reward
Yourself with a New Checking Account! |
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Through June 30, 2008, open
a Checking Account and you may qualify to receive a 1/4%
discount off the APR◄
on a new loan with payments by Direct Deposit or Automatic
Transfer. With a
SELCCU Checking Account, you’re eligible for:
 | Monthly dividends **
150 |
 | FREE checks*
Unlimited check writing |
 | No monthly service
fees*** |
 | No minimum balance*** |
 | FREE Bill Pay |
 | FREE e-Statements• |
You can access your account
any time through:
 | SELCCU Online -
anywhere you have Internet access |
 | Touch-Tone Teller -
our 24/7 automated phone line |
 | 3,000 Shared Branching
locations across the U.S. |
 | Thousands of
SURCHARGE-FREE ATMs nationwide |
Stop in,
call 440-324-3400 / 800-451-6315 or log on to
www.selccu.org.
** Annual Percentage Yield.
APY is .25% on all SELCCU checking products. Dividend rate
is calculated daily and compounded monthly on balances of
$50 or more. Minimum deposit is $25 to open an account.
* 150 free checks valid with this offer only, May 15-June
30, 2008.
*** Not available with all checking products. Ask a
Financial Services Representative for terms and conditions.
◄Annual
Percentage Rate. Discount of 1/4% applies to the loan until
balance is paid in full. Applies to new fixed rate loans
only. Excludes real estate loans, variable rate loans and
credit cards. Fixed rate APRs are between 5.50% - 13.50%.
Sample payment on a fixed rate loan with 5.50% APR for 36
months=$30.20 per $1,000 borrowed. Sample payment on a fixed
rate loan with 13.50% APR for 36 months=$33.95 per $1,000
borrowed. All new loans require application and credit
approval. Rates and terms subject to change. New loans must
be disbursed May 15-June 30, 2008. Other rates and terms
available. Limited time offer. Promotional rates effective
May 15-June 30, 2008. Apply in person, through SELCCU Online
or by calling 440-324-3400 or 800-451-6315. |
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Angry
about the Price of Stamps? Don’t Get Mad ... Get Bill Pay! |
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You
can save time AND money with Bill Pay. Bill Pay is a FREE
service that allows you to pay your bills online, track
payments and view six months of e-bills and payment history,
all from one convenient location.
Make
electronic payments for your credit cards, utilities,
mortgage, even the babysitter. Payments will arrive on
time—guaranteed. We use a secure site on the Internet so
your information remains safe and private.
If you’ve
already signed up for SELCCU Online, you can set up your
Bill Pay account in just minutes. If you haven’t enrolled in
SELCCU Online, you can sign up through our Web site. To
learn more, log on to www.selccu.org.
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With
a Visa Gift Card, it’s Always the Season of Giving |
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Graduation.
Wedding. New baby. Just because. If you are always at a loss
to find the perfect gift, SELCCU now offers the Visa® Gift
Card. The Gift Card is a prepaid card that can be used at
millions of locations where Visa debit cards are accepted,
including retail stores, online merchants, mail orders and
phone orders.
Because the card is
prepaid, spending is limited to the initial amount of money
you place on the card at the time of purchase ($10 -
$1,000). Now your friends and loved ones can buy what they
want, when they want, where they want. Ask one of our
Financial Services Representatives for more details.
* SELCCU fee is $3 per
card. For complete terms and conditions, please see a
Financial Services Representative. Issued by MetaBank, a
federal savings association, pursuant to a license from Visa
U.S.A. Incorporated. |
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Some
Traveling Companions are Better Than Others ... Take a Visa®
Travel Card |
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Summer’s
almost here and, like most people, you are probably making
travel plans. Whether you’re going across the country or to
a foreign destination, pack a Visa® Travel Card*. The Visa
Travel Card is a prepaid, reloadable debit card and is a
convenient alternative to travelers cheques or cash.
At the time of purchase,
you may load up to $3,000 on the card. The Visa Travel Card
is accepted at millions of places worldwide—wherever you see
the Visa symbol. Unlike cash, the Travel Card can be
replaced if lost or stolen. You can use it for point-of-sale
transactions or at any ATM. Ask one of our Financial
Services Representatives for more details.
* SELCCU fee is $9 per
card. For complete terms and conditions, please see a
Financial Services Representative. Issued by MetaBank, a
federal savings association, pursuant to a license from Visa
U.S.A. Incorporated. |
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Before You Go, Let SELCCU Know |
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If
you plan to use your SELCCU Visa® Credit Card, Check Card or
ATM Card while traveling, please call us or stop by our
office before you leave on your trip. Visa notifies us of
any activity out of the ordinary, such as transactions
outside the normal geographic region, international
transactions and some Internet purchases.
Make sure
SELCCU has an updated cell phone number and/or an e-mail
address. If we suspect fraud, we will attempt to contact you
immediately. If we cannot reach you to confirm the
transaction, we may need to block your card.
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50th Anniversary Booklet |
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If you would like a copy of the commemorative
booklet produced in honor of SELCCU’s 50th
anniversary, a limited number of copies are
still available in the lobby. |
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Beware
of ‘Hot Dog Debt’ |
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According
to CardWeb.com, which tracks consumer credit and debit card
transaction trends, American consumers are charging billions
of dollars in fast food each year. In a weak economy, people
will cut back on big splurges, such as expensive vacations
and shopping trips, but neglect occasional expenses.
With nearly every major
restaurant chain offering credit card payments as an option,
these small purchases add up over time and can become
chronic credit expenditures. In addition, using plastic for
fast food is more likely to increase the amount you spend by
25 to 30%. Instead of spending $6, you may end up spending
$8.
Quick Tip: Monitor
your smaller frequent charges. If you’re using your credit
card too much, try using cash or your debit card.
Source:
articles.moneycentral.msn.com/SavingandDebt/ManageDebt/The
WorstKindOfDebtChargingTheGroceries.html |
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Attention High School Seniors |
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Heading off to college in
the fall? Enlisted in the military? Moving out and moving
on? Don’t forget ... once a member, always a member even if
you move out of the area. Because SELCCU belongs to
extensive Shared Branching and ATM networks, there’s no
reason for you to change financial institutions.
SELCCU is a member of
Shared Branching, a network of more than 3,200 credit unions
nationwide. At a Shared Branching location, you can make
deposits, withdrawals, transfers, loan payments or account
balance inquiries. Remember to have your account number(s)
and photo ID when visiting a Shared Branching location.
You also have access to
THOUSANDS of SURCHARGE-FREE ATMs in all 50 states. In
addition, our FREE services: SELCCU Online, Bill Pay,
eZCardInfo for Visa®, Touch-Tone Teller and e-Statements
mean access to your account is always at your fingertips.
For more
details, log on to www.selccu.org. |
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