USA Patriot Act Disclosure

Regular Savings Accounts
Withdrawals can be made in person, at an ATM, by Touch Tone Teller, by calling your Credit Union, or a request by mail. Deposits can be made by payroll, mail, in person, at an ATM, or night deposit.

Captain Cash Club
This is a special Share Savings Account for our younger members who are learning good saving habits. Kids up to age 12 are eligible to join and enjoy benefits, which include a savings startup kit (special goodies), a prize with each deposit, and a birthday card and birthday present from our Captain Cash Treasure Chest. Also, see the Youth Add-On Share Certificate.

Club FLY Share Savings Account
This is a Share Savings Account for our members ages 13-17. We've designed a suite of Club FLY, (Financial Literacy for Youth), products to impress upon our youth that financial irresponsibility is not an excuse, but that sound financial management should be a way of life -- a skill never too young to learn. See also Club FLY MMIA, Club FLY Checking, Club FLY ATM Card, Club FLY VISA® Check Card, Youth Add-On Share Certificate, Club FLY VISA® Credit Card, and CLUB FLY Loan.

Young Adult Share Savings Account
This is the account that provides eligibility for our Young Adult Checking Account, which has special features and benefits.

This is a Share Savings Account for our members ages 18-25. Our annual scholarship is available to members with this account and who will be a full time (12 credit hour) student in the fall. Scholarship applications are available in December. See also Young Adult Checking.

Prime Advantage Club
This is a special Share Savings Account for our members ages 55 and over. Prime Advantage Club members receive special benefits by joining this club such as ¼% higher dividend rate on Share Certificates with terms of one year and longer. See also Prime Advantage Checking.

Escrow Account
This account can be used for depositing funds to pay taxes and insurance only when SELCCU holds your First Mortgage. The Credit Union will write the check on your behalf when the insurance or tax bill is due.

Christmas Club Accounts
Save all year long for your holiday shopping. Deposit each payday, or whenever you wish to contribute. Then, during the first week of October, the balance in your Christmas Club Account will be transferred to your Checking Account, MMIA, or Share Savings Account. A Christmas Club is a special savings for Christmas expenses.