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Address |
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340 Griswold Road
Elyria, OH 44035 |
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Office Phone Numbers |
Main Office
440-324-3400 |
Toll Free
800-451-6315 |
Fax
440-324-3292 |
Touch-Tone Teller
440-324-2445
800-850-4539 |
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Lost/Stolen Cards |
ATM & Visa® Check
Card
800-523-4175 |
Visa®
Credit Card
800-991-4961 |
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Visa® Gift or
Travel Card |
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866-496-6183 |
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Guaranteed Auto Protection - Quick
Reference
| BENEFITS TO
BORROWER |
 | Cost to Borrower is minimal
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| Eliminates “out-of-pocket”
expense for remaining loan balance after loss settlement
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| Helps protect credit rating
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| Helps borrower to purchase
replacement vehicle |
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| ELIGIBLE FOR GAP
WAIVER |
| New and used vehicles
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| Private passenger autos,
trucks, and vans up to maximum amount financed of $100,000
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| Motorcycles and Personal
Watercraft up to maximum amount financed of $30,000 |
| Pickup trucks not exceeding
12,500 lbs. Gross vehicle weight |
| Loans with term of 84 months
or less |
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| INELIGIBLE FOR
GAP WAIVER |
| Loans with term over 84 months
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| Commercial vehicles
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| Trucks exceeding 12,500 lbs.
Gross vehicle weight |
| Taxi cabs, Limousines, and
busses |
| Snowmobiles and ATVs
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| Classic Cars, Mobile Homes,
and Recreational Vehicles |
| Rental Vehicles
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| Leases or loans with balloon
payment |
| Vehicles with equipment or
conversions not installed by manufacturer |
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| CBDOES NOT
PROVIDE PROTECTION FOR LOSS DUE TO |
| War |
| Wear and tear |
| Forgery and dishonest acts of
Borrower/lessee |
| Conversion, embezzlement,
secretion or confiscation |
| Intentional acts of the
borrower/lessee |
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| LIMITATIONS |
| Portion of loan/lease that
exceeds 150% of MSRP (new vehicle) or 150% NADA average
retail book value (used vehicles), including addition of:
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| Service Warranty |
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| Credit Life & Disability
Insurance |
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| ACTUAL CASH
VALUE IS DETERMINED BY |
| Primary Insurance carrier
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| Independent Adjuster if no
primary carrier covers the vehicle |
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